Returns above bank term deposit rates.*

Secured by registered first mortgage.

*Returns are not guaranteed. This product is not a bank deposit..

Since 2011, the team at Winrome has been helping its investors access returns at above bank term deposit rates^ through investments in carefully structured Contributory Mortgage Loans.

We’ve grown organically over the last 15 years, with several loyal clients investing in multiple CML’s with us. Now, as we expand our focus on funding boutique development sites in handpicked locations Australia wide, we invite you to an exclusive evening celebrating what sets Winrome apart – and the future opportunities we can achieve together.

Join Laurie and Bruno at the Winrome CML Investor Series 2025, Wednesday 2nd April at Stories rooftop bar in Yagan Square. It’s set to be an insightful evening, as we bring together clients, friends and family over canapes and refreshments to deep dive into our unique approach to CML investment that has to date delivered between 9.5% and 11%p.a., paid monthly*.

We deal with an array of different projects and property assets across all sectors and, in our experience, Winrome Capital cuts through complexity fast, delivering results for us that others haven’t been able to. They move decisively and quickly provide us with options that are fit for purpose and commercially competitive.

Project Director, Leading WA Property Developer.

We’ve partnered closely with Winrome for many years, and their wealth of knowledge and expertise is truly outstanding. They have consistently provided valuable insights, making them trusted advisors we rely on.

Chairman, Successful Australian Development & Asset Management Group.

The team at Winrome Capital proactively take steps to ensure that their processes, documentation and activities are compliant with applicable laws, and good industry practice. Having good governance gives confidence to investors that their investment is being managed with integrity.

Finance Partner, Top 4 Perth Legal Firm.

Laurie is an experienced property financer who I have known for many years. He has a strong understanding of how to structure complex property transactions and always conducts himself with the highest levels of integrity in all dealings we have completed together.

State Director, Melbourne based Australian Property Investment Fund.

Bruno consistently goes above and beyond, always eager to help and ensure everything runs seamlessly. His dedication and support make a real difference.

Chairman, Successful Australian Development & Asset Management Group.

I have been dealing with Bruno and Winrome Capital for over 5 years. I have found Bruno/ Winrome extremely honest and reliable finance professionals in all our dealings. Bruno’s nature is to deliver the best outcome for all parties and he has the financial acumen to understand complex transactions, identify risks and present them as simply as possible.

Partner, Sydney based Australian Property Lender.

Winrome investors get the best CML opportunities – not merely every opportunity. Thanks to our signature 3-Cs vetting process, we quickly identify red flags that may put your capital at risk. Investors choose where to contribute funds with full confidence knowing every CML offer we propose is mortgage secured, robust, and one we’d take ourselves.

CHARACTER

We only work with experienced, high-calibre Borrowers. If they’re new to us, we conduct in-depth background checks, consulting banks and industry contacts to review past projects and credit history.

COLLATERAL

We assess the true value of the security property beyond just an independent valuation, leveraging CoreLogic, Credit Searches and feasibility studies to ensure everything stacks up.

CAPACITY

If the project isn’t viable, it’s not worth your time. We stress-test the Borrower’s ability to deliver by assessing approvals, funding and exit strategies to ensure the project can meet its target value and returns.

A Winrome CML provided funding for a development site earmarked for a luxury apartment project in South Perth. This CML investment has delivered an attractive 9.50% p.a. return*, paid monthly.

Amount: $2,112,500

Security Property: South Perth

Investor Return: 9.50%p.a. paid monthly*

Market Value: $3,250,000

No. of Investors: 5

Loan to Value Ratio: 65%

Winrome provided 3 investors with the opportunity to fund a site acquisition for a luxury townhouse project in Applecross, delivering an exceptional 10.50% p.a. return* paid monthly.

Amount: $2,080,000

Security Property: Applecross

Investor Return: 10.50%p.a. paid monthly*

Market Value: $3,200,000

No. of Investors: 3

Loan to Value Ratio: 65%

Winrome Capital formed in the aftermath of the Global Financial Crisis in 2009, at a time when the banks’ appetite for land acquisition funding ceased. This created an opportunity for private lenders to fill the gap. With decades of sector and financial experience, Laurie and Bruno have built Winrome into a business defined by ethics, transparency, and meticulous scrutiny. Our CML opportunities allow you choose where to invest. After 15 years of Building Clever Finance, our track record speaks for itself.*

With nearly 30 years of experience, Laurie’s unwavering commitment to building relationships and trust is a core reason why Winrome has grown organically through repeat lenders and referrals.

Bruno complements Laurie’s vision with his meticulous, detail-oriented approach, ensuring every investment opportunity is transparent, strategically sound, and safeguarded with no room for oversight.

We look forward to seeing you at Winrome’s

As a relationship-based business that places integrity and reputation before profit, this evening is a chance for us to thank you for your loyal support, as well welcome any friends, family and acquaintances you feel would benefit from investing in Winrome’s smarter CML opportunities for wholesale investors.

If for some reason you can’t attend and are still interested,
please complete the form and we will be in touch.

^ Returns are not guaranteed. This product is not a bank deposit.

*Past performance is not an indicator of future performance. All investments carry risk and you could lose all or part of your money.

Prepared by Winrome Capital Pty Ltd ACN 141151608 as a Corporate Authorised Representative (CAR #431879) of Primary Securities Ltd ACN 089812635 AFSL 224107. Winrome Capital Pty Ltd is authorised to provide financial services to wholesale clients only, as that term is defined in the Corporations Act. We provide general information and advice only. The objectives, financial situation and needs of any investor are not taken into account. It is strongly advised that you obtain your own financial, investment tax and legal advice before taking any action. This product is not a bank deposit.